Terms of Service
Updated August 2026
The short version
- Savings are locked until December — there is no early cash-out.
- You can stop paying at any time, and you are still paid in December for whatever you saved.
- Pay the activation or entry charge before your savings start.
- Admin charges are deducted from your savings when you cash out in December.
- Where a plan has a hold fee, you get it back once every contribution has been made — paying late still counts.
- Only ever transfer to the account shown in the app.
- Send proof of every deposit — upload the receipt with your payment.
- Payouts go only to a verified bank account in your own name.
- You must be 18 or over to join.
01Your savings are locked until December
Payouts are made between 20–24 December. You can stop contributing whenever you like, but the money is not available before then. If you will need this money during the year, please don't join.
02You are paid whether you finish or not
Whether you save for the full cycle or stop halfway, you are paid in December for what you actually saved, less the charges for your plan.
03Charges
Some plans have an activation charge paid before saving starts. Most have an admin charge deducted from your savings at cash-out. Both are shown on the plan before you join — never a surprise at the end.
04The hold fee, and how to get it back
Some plans hold a fee for the length of the plan. You get it back in full, on top of your savings, once every contribution on your plan has been made. Paying late does not cost you the fee — what matters is that each contribution is eventually paid. If you stop and leave contributions unpaid, you are still paid for everything you saved, but the hold fee is kept.
05One account only
Transfer only to the account shown on your payment screen. Nobody from Save with Princess will ever send you a different account number.
06Always send proof
Upload your receipt with every payment. Your payment code identifies the transfer, and the receipt settles any question about it later.
07Save what you can keep up
Don't take more slots than you can manage. Saving a smaller amount consistently is worth more than a large plan you cannot finish.
08How payments are confirmed
Every payment is checked against the business bank statement by hand, usually within 24 to 48 hours. Your savings update once it's confirmed.
09We will never ask you for money in a private message
Save with Princess will never message you privately asking for a payment, and never asks for your password. If anyone does, it is not us — contact us on +234 816 707 9930.
10Who can join
You must be 18 or over. Registration opens once a year, and existing members are never locked out.
Fraud warning
Save with Princess has one collection account, shown in the app. We never send a different account number, never ask for your password, and never request payment in a private message. If in doubt, stop and call +234 816 707 9930 before transferring anything.
Questions about this? Talk to us.